So this second round of lay offs at work has me in panic mode. I'm lucky to still have a job. But am looking into the what ifs?
One of my biggest concerns if I lost my job is health insurance. My husband's work only helps pay for the employee. He can get family coverage but they only help pay for his portion. The last time he checked, family coverage was over $1200 per month.
So I went to the healthcare.gov site to check out our options just in case and now I'm a bit worried. I figured since the family plan was outrageous at Mr. R's work we would qualify for help towards insurance costs. Then I came across this section. I don't know for sure, but I think Mr. R's plan would qualify as an "affordable" plan. So does this mean we wouldn't qualify for help towards health insurance costs? How can they decide if a plan is affordable for a family just based on the cost for 1 person?