I've had $250 set aside to pay our condo insurance since March. I received a notice a while back but never received the actual bill. I finally called and it turns out the bill was paid by the bank. We used to always pay the insurance ourselves but apparently when we refinanced the bank built it into the payments.
Cha-Ching! Here we've been paying the insurance all along so I was able to move most of that money over to the emergency fund. We now have $500 back in the EF and it all happened today!
I also put some of the extra money aside in our Home Repair Fund since I know we need to get a plumber in for our downstairs bathroom.