Bad decision #1 - Booked a hotel room for the night of the Pearl Jam Concert at the cost of $200. The concert is 2 1/2 hours away. At first we decided to just drive back right after the concert. But the more I thought about it the more I wanted to have a night away. We are leaving earlier in the day now to hang out at the hotel some and get some dinner. The hotel 1/3 mile from the concert so we can just walk to it. And our 9 year anniversary in 1 week after the concert so I was counting this as our anniversary celebration. But I didn't have the $200 up front and just put it on the credit card.
Bad Decision #2 - Spending $223 on myself for fall/winter clothes. I got some great deals but really all I needed were some pants. I could have gotten away with spending a lot less.
Bad Decision #3 - Going over what I was comfortable with on the investment property. I originally said I wouldn't spend over $63,000. In the end it ended up being $68,000. That ended up costing us an extra $1200 out of our savings for the down payment. We didn't have enough in our emergency fund to cover the down payment so I took money from the savings account that was supposed to be set aside for other bills. Now I have a $962 car insurance bill and don't have the money set aside to pay it.
Bad Decision #4 - Booking a trip to California for January. We still haven't saved any money for the trip. I justified it because I haven't seen my dad in a few years but we could have waited a little longer. Turns out he's thinking of coming to visit here by June of 2014. So we would still have gotten to see him next year and could have saved a lot of money.
I have to get back to work now, but I am going to really think about the best way to fix these mistakes. I'll be back later with what I've come up with.