I've been having trouble lately staying focused on not spending money. About 5 years ago I wanted to be a stay at home mom really bad. I was so focused on cutting expenses and paying off debts, we made a lot of progress in a short time. I never did get to stay home with my kids, but I've come to really like my job so I'm happy. But now I can't seem to really get that motivated again. We went from having an almost $13,000 emergency fund to having less than $1000 because we had to put such a large down payment on our investment condo. You would think I could find that motivation again and focus on rebuilding the emergency fund. But I keep seeing things I want to buy. Today, it was a groupon for an indoor water park/hotel. We could take the kids on Mr. Ripples birthday. The package includes the tickets to the water park, a suite and dinner for only $105. I even went as far as calling to see if they had the date available. Luckily the hotel's computers were down so I would have to call back. I've almost talked myself out of it...almost.